ricardocastanho/dividend-focus-ai

Dividend-focus-ai is a nascent personal project (0 stars, 0 days old) that applies standard RAG (Retrieval-Augmented Generation) patterns to a specific niche: Brazilian dividend investing (Barsi/Bazin methods). From a competitive standpoint, it lacks a moat. The technical approach is a direct implementation of common LLM orchestration patterns that can be reproduced by any developer with a basic understanding of vector databases and prompt engineering. The defensibility is low because the 'secret sauce'—the investment principles—are public domain, and the software contains no proprietary data or unique architectural innovations. Frontier labs like OpenAI are making these types of 'specialized expert' tools trivial to build via Custom GPTs or Assistant APIs. Furthermore, established fintech platforms like OpenBB or professional terminals (Bloomberg) are better positioned to integrate these insights with live market data, which this project currently lacks. The displacement horizon is very short, as the functionality is essentially a feature that could be subsumed by any general-purpose financial AI agent within months.